Affordable Choice by Manhattan Life : #1 ACA alternative for Individuals & Families

• No Deductibles, Co-pays or Co-insurance; 1st dollar immediate benefits

• Comprehensive coverage; $5 Million Lifetime benefits per person

• $8,000 hospital room & beard 1st day, $5K each additional day to $1M per year / person

• 10 Doc Office visits/year with carryover to next year (Chiro & Acupuncture included)

• Rx & high limit Preventative coverage, including Lab, Therapy, Radiology benefits

• Unlimited Free TELE-DOC (Virtual Physician); Rx over the phone

• Inpatient & Outpatient Surgery @ 3X Medicare Physician Fee Schedule

• Pre-existing conditions covered after one year

• Aetna/CVS First Health PPO with over 85% Hospital & Doctor participation nationally

• HEALTH ADVOCATE: Bill negotiator & patient advocacy services included 

• Renewable until Age 65, with long history of minimal or no rate increases

• 1/2 the cost of high deductible ACA (affordable care act) and Short Term Medical Plans

• Click HERE for rates and complete coverage information

• Lowest monthly premium in Georgia: Age 60 = $367; Age 45 = $260; Age 45 + Family = $514

• Start coverage any date (1st-28th of any month)

• Call Bud Otto (404) 274-2860; To enroll online click HERE

• Under Individual Coverage HRA, Affordable Choice can be written on Groups of 2 or more

 

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Small Group Health Insurance

86% of groups 2 to 10 employees do not have group insurance. Why? It's not always feasible for many small employers to provide a comprehensive health benefit package. Cost is the major factor, for employer and employee. Here is the alternative to high cost, insured group plans:

• with Allstate Self Funded plans, small businesses can experience lower costs without taking on added risk.   INFO

• We'll work with you and make Group Health coverage affordable.  Step 1, provide your CENSUS

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