Affordable Choice by Manhattan Life : #1 ACA alternative for Individuals & Families
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No Deductibles, Co-pays or Co-insurance; 1st dollar immediate benefits
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Comprehensive coverage; $5 Million Lifetime benefits per person
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$8,000 hospital room & beard 1st day, $5K each additional day to $1M per year / person
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10 Doc Office visits/year with carryover to next year (Chiro & Acupuncture included)
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Rx & high limit Preventative coverage, including Lab, Therapy, Radiology benefits
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Unlimited Free TELE-DOC (Virtual Physician); Rx over the phone
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Inpatient & Outpatient Surgery @ 3X Medicare Physician Fee Schedule
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Pre-existing conditions covered after one year
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Aetna/CVS First Health PPO with over 85% Hospital & Doctor participation nationally
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HEALTH ADVOCATE: Bill negotiator & patient advocacy services included
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Renewable until Age 65, with long history of minimal or no rate increases
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1/2 the cost of high deductible ACA (affordable care act) and Short Term Medical Plans
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Click HERE for rates and complete coverage information
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Lowest monthly premium in Georgia: Age 60 = $367; Age 45 = $260; Age 45 + Family = $514
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Start coverage any date (1st-28th of any month)
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Call Bud Otto (404) 274-2860; To enroll online click HERE
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Under Individual Coverage HRA, Affordable Choice can be written on Groups of 2 or more
Small Group Health Insurance
86% of groups 2 to 10 employees do not have group insurance. Why? It's not always feasible for many small employers to provide a comprehensive health benefit package. Cost is the major factor, for employer and employee. Here is the alternative to high cost, insured group plans:
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with Allstate Self Funded plans, small businesses can experience lower costs without taking on added risk. INFO
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We'll work with you and make Group Health coverage affordable. Step 1, provide your CENSUS
Copyright Bud Otto, Life & Health Brokers at (404) 855-2804, for your Life & Health Insurance Solutions