Affordable Choice by Manhattan Life
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Guaranteed Renewable to Age 65
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Continuous coverage with stable rates from one year to the next
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No Deductibles, No Co-Insurance, No waiting periods for coverage
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Coverage can begin effective next day, 1st to 28th of month
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Pre-existing conditions covered after one year
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$5 Million lifetime max per insured, $1 Million max per year
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Doc visits, Rx & Preventative coverage, Lab, Therapy, Radiology benefits
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1st Dollar coverage that can pay in excess of actual medical bills
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$8,000 hospital room & board 1st day, $5.000 each additional day
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Inpatient & Outpatient Surgery @ 3X Medicare Physician Fee Schedule
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TELADOC unlimited; PHCS PPO network for additional savings, www.Multiplan.com
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Click HERE for rates and complete coverage information
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Lowest premium in Georgia: Sample Metro rate: Age 60 = $367, Age 45 = $260
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Call Bud Otto (404) 274-2860; To enroll online click HERE
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Under Individual Coverage HRA, Affordable Choice can be written on Groups of 2 or more employees, Group Tax Advantages, at 1/3 cost of traditional Group Health Insurance
Small Group Health Insurance
76% of groups under 25 employees do not have group insurance. Why? It's not always feasible for many small employers to provide a comprehensive health benefit package. Cost is the major factor, for employer and employee. Here are two alternatives to high cost, fully insured group plans:
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with Nat'l General Self Funded plans, small businesses can experience lower costs without taking on added risk. INFO
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ExpectedGI (guarantee issue), minimum 10 employees/participants, average employee cost $185. No deductibles or co-insurance. No ACA rules. Click HERE for info.
We'll work with you and make Group Health coverage affordable. Step 1, provide your CENSUS