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About Life & Health Brokers

As insurance brokers, our loyalty is to our clients, not any insurance carrier. We select and recommend life and health insurance plans based on cost and effectiveness. Integrating these plans into your financial plan is paramount.

Our Mission

We strive is to provide the finest in   Medicare Plans, Individual & Family Health Insurance, and Long Term Care protection plans. Minimizing and eliminating financial risks to the  Assets, Income and Lifestyle of our clientele is our goal. In turn, our clients maintain a sense of well being, accomplishment and responsibility for themselves, their families and businesses. 


500 Valley Ln

Sandy Springs GA 30328

(404) 274-2860


"I'm well satisfied with Bud. Over the course of 22 years, he has made insurance recommendations that are in my best interest. Best of all, he reviews my plan each year."


Rita M.

"I've always been a term insurance shopper. Bud not only found my lowest rate, but a policy that included early payouts if I had a major illness or needed care."


Fred L. 

“Bud showed me some unique tools and strategies to avoid paying the tax man any more than absolutely necessary, now and at retirement.”


Louise N.


Bud founded Life & Health Brokers in 1990. His goal was total independence, with the ability to use the most competitive life and health contracts with top rated carriers. Inregrating proper risk management tools into the financial plans of clients allows them to maximize their goals, often without additional out of pocket costs.     


After serving in the United States Marine Corps, Bud attended Georgia State University, earning degrees in Risk Management and Psychology, graduating Summa Cum Laude in 1972. He holds the professional designations of CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) from the American College in Bryn Mawr, PA.


The Otto family have been proud residents of Sandy Springs since 1977. Bud is a member of the Sandy Springs Perimeter Chamber, Sandy Springs Toastmasters, and is active in community affairs.

About Bud Otto
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